Terms of use

Last updated: 1st December 2023

Introduction

Welcome to StarkDeFI, a website-hosted user interface managed and operated by StarkDeFi Labs (the “Interface”).

StarkDeFi Labs, hereafter referred to as “StarkDeFi”, “we”, “us” or “our”, is an automated market maker (AMM), a decentralized exchange (DEX) that allows users to trade assets directly without the need for a traditional order book to match buyers and sellers. To achieve this, we source liquidity from users willing to loan out their assets to the protocol for a percentage of the swap fees generated when their assets are traded. These users are aptly named Liquidity Providers (LPs), and they receive StarkDeFi LP tokens as a sort of receipt for their provided liquidity, which can be used to accumulate yield or redeemed for the underlying deposit (plus any fees accrued on top) at any time. This cycle of liquidity provision allows StarkDeFi to house deep liquidity, ensuring low-slippage trades 24 hours a day, regardless of the chain being traded on.

These Terms of Use and any terms and conditions incorporated herein by reference (collectively, the “Terms”) govern your access to and use of the Interface. You must read the Terms carefully.

If you are accessing or using the Interface on behalf of a company (such as your employer) or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms and, in that case, “you”, “your” or “user(s)” will refer to that entity.

By accessing, browsing or otherwise using the Interface, or by acknowledging agreement to the Terms on the Interface, you agree that you have read, understood and accepted all of the Terms and the Privacy Policy (the “Privacy Policy”), which is incorporated by reference into the Terms.

IMPORTANT NOTE REGARDING ARBITRATION: WHEN YOU AGREE TO THESE TERMS BY USING OR ACCESSING THE INTERFACE, YOU ARE AGREEING TO RESOLVE ANY DISPUTE BETWEEN YOU AND STARKDEFI THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. AND YOU AGREE TO A CLASS ACTION WAIVER, BOTH OF WHICH IMPACT YOUR RIGHTS AS TO HOW DISPUTES ARE RESOLVED.

Interface

• Purpose

The main purpose of the Interface is to provide you with access to the operations in the DeFi space. We only provide the interface and software but have no control over your blockchain interactions and do not endorse any specific actions. All the transactions occur on a blockchain which is a distributed ledger with growing lists of records (blocks) that are securely linked together via cryptographic hashes (“Blockchain Networks”) that we do not own, control, or operate.

We are not responsible for the services provided by third parties, the execution of the transactions, or any other actions of such third parties. We reserve the right to make changes to the Interface, including adding, modifying, or discontinuing products or features.

• Products and Features

The Interface integrates decentralized protocols (“Protocol”) and offers you access to numerous liquidity sources across certain chains. The Interface may include other products and/or features added for the purposes of user experience development and improvement, including those for the informational, security, and entertainment purposes, which are not intended to affect the main purpose of the Interface described above.

We only provide you with access to the relevant interface and software and neither have control over your interactions with the blockchain nor encourage you to perform any. Any interaction performed by you via the Interface remains your sole responsibility.

• Blockchain Networks Transactions

All transactions with cryptocurrency, digital tokens or digital assets (“Virtual Currency”) must be confirmed and recorded in the associated public blockchain. Such networks are decentralized, peer-to-peer networks supported by independent third parties, which we do not own, control, or operate. We have no control over the Blockchain Networks and, therefore, cannot and do not ensure that any transaction details that you submit via the Interface will be confirmed and processed.

By using the Interface, you acknowledge and agree that the transaction details you submit may not be completed, or may be substantially delayed, by the Blockchain Networks.

Please be advised that we do not store, transfer, transmit, convert, broker, hold, escrow, mint, mine, or otherwise interact with any Virtual Currency, security, financial instrument, or other digital or physical asset and all the interactions are performed on the third-party platforms, subject to any associated third-party terms. Any transfer that occurs in any Virtual Currency occurs on the Blockchain Network and not on a network owned by us. We therefore do not guarantee that we can affect the transfer of title or right in any Virtual Currency.

You accept and acknowledge that we are not responsible for any errors or omissions that you make in connection with any Virtual Currency transaction initiated via the Interface. We strongly encourage you to review your transaction details carefully before attempting to transfer a Virtual Currency.

Completion of transactions that you instruct for through the Interface also depends on the availability and operation of the Blockchain Networks. Errors or forks in the Blockchain Networks may cause transactions that you initiate through the Interface to fail. This may mean that the transaction you were originally intending to perform will no longer be available. Unfortunately, due to the decentralized nature of the Blockchain Networks, there is no one single point of failure, and so neither we nor any party will be responsible to you for errors or any losses that you suffer as a result.

• Services by Third Parties

To operate the Interface and facilitate your access to its products and/or features, we may engage third-party providers and/or third-party API, which StarkDeFi has no direct or indirect control over (“Third-Party Services”).

Please note that the Third-Party Services are governed by their respective terms and conditions. Such terms and conditions may include separate fees and charges, as well as disclaimers and/or risk warnings on the accuracy of the information or the services of such a provider. These terms may also include a privacy policy that differs from the Privacy Policy that is incorporated by reference herein. It is your sole responsibility to read carefully and make sure that you understand those Third-Party Services terms and conditions, including how those service providers may use your information according to their respective privacy policies.

You agree and understand that the functionalities accessible via the Interface that allows you to swap Virtual Currencies are not provided directly by us and are the only responsibility of the third-party providers, including respective active third-party providers.

Even if we facilitate your access to these Third-Party Services, we are by no means responsible for them and take no part in any actions, transactions, or other activities conducted by such providers. We reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on the use of any Third-Party Service at any time without notice.

By accepting these Terms, you hereby acknowledge that the functionalities accessible via the Third-Party Services are the sole responsibility of such Third-Party Services providers.

Furthermore, you hereby expressly release StarkDeFi from any liability arising from use of any Third-Party Services, third-party website, service, or content and any resulting harm, loss, or damage.

• Changes and Additional Terms

We reserve the right in our sole and absolute discretion to make changes to how we operate the products and/or features accessible through the Interface, including adding new products, features, functionalities, modifying existing ones, altering any other aspect of the Interface, or temporarily or permanently suspending, discontinuing, or terminating your access to any or all portions of the Interface’s functionality, provided that such modifications or discontinuations will not affect your access to your assets (if applicable), unless there are exceptional circumstances where doing so would (a) pose information security risks or intellectual property issues for StarkDeFi or other users; or (b) create other unwarranted risks, including violations of law.

Certain products accessible through the Interface, including related applications, may be subject to additional terms. Such additional terms are an integral part to these Terms of Use. However, in the event of a conflict, the provisions of any such special terms or other agreement shall prevail.

Interface Eligibility

Our Interface is under NO circumstances offered to persons or entities who reside in, are citizens of, are incorporated in, or have a registered office in the United States of America or any Prohibited Jurisdictions, namely Restricted Persons, as defined below. We do not make exceptions. If you are a Restricted Person, then do not attempt to access or use the Interface. Use of a virtual private network (e.g., a VPN) or other means by Restricted Persons to access or use the Interface is prohibited and you may face liability.

By using the Interface, you understand and confirm that you (a) are at least 18; (b) don’t break any laws of your jurisdiction by using the Interface; (c) are not located, established or registered in any of the jurisdictions enlisted below titled “Prohibited Jurisdictions”, and (d) are not a “Restricted Person” as defined below.

Please be advised that you may not use the Interface if you are otherwise barred from using the Interface under applicable law. You are also solely responsible for adhering to all laws and regulations applicable to you and your use or access to the Interface. Your use of the Interface is prohibited by and otherwise violate or facilitate the violation of any applicable laws or regulations or contribute to or facilitate any illegal activity.

By using or accessing the Interface, you represent to us that you are not subject to the Sanction Lists, and you are not a Restricted Person, as defined below. “Sanction Lists” means any sanctions designations listed on economic/trade embargo lists and/or specially designated persons/blocked persons lists published by the international organisations, as well as any state and governmental authorities of any jurisdiction, including, but not limited to the lists of United Nations, European Union and its Member States, United States and United Kingdom sanctions lists.

We make no representations or warranties that the information, products, or services provided through our Interface, are appropriate for access or use in other jurisdictions. You are not permitted to access or use our Interface in any jurisdiction or country if it would be contrary to the law or regulation of that jurisdiction or if it would subject us to the laws of, or any registration requirement with, such jurisdiction. We reserve the right to limit the availability of our Interface to any person, geographic area, or jurisdiction, at any time and at our sole and absolute discretion.

Regarding Prohibited Jurisdictions, StarkDeFi does not interact with digital wallets located in, established in, or a resident of Barbados, Bulgaria, Burkina Faso, Cameroon, Cuba, Crimea and Sevastopol, Croatia, Democratic Republic of Congo, Democratic People's Republic of Korea, Gibraltar, Haiti, Iran, Iraq, Jamaica, Libya, the so-called Luhansk People’s Republic, Mali, Myanmar, Mozambique, Nigeria, Philippines, Senegal, Somalia, South Africa, South Sudan, Syria, Tanzania, Türkiye, Uganda, United Arab Emirates, United States of America, Vietnam, Yemen, Zimbabwe or any other state, country or region that is included in the Sanction Lists.

You must not use any software or networking techniques, including use of a Virtual Private Network (VPN) to modify your internet protocol address or otherwise circumvent or attempt to circumvent this prohibition.

StarkDeFi does not interact with digital wallets, which have been previously classified or otherwise identified by international organizations or any state and governmental authorities of any jurisdiction, as belonging or affiliated with the persons specially designated or otherwise included in the Sanction Lists (“Restricted Persons”). For the purposes of these Terms, Restricted Persons shall also include all persons or entities who reside in, are citizens of, are incorporated in, or have a registered office in the Prohibited Jurisdictions.

Per the above, our Interface may include Third-Party Services. Your interaction with and use of the Third-Party Services is governed by the respective terms and conditions of the third-party providers, including but not limited to their eligibility requirements, restrictions on certain Jurisdictions, restricted persons or any other eligibility-related terms. As a result, based on those terms set by the third-party providers, your access to certain products and/or features of the Interface may be restricted by those providers. Please note that we only facilitate your interaction with these Third-Party Services and we bear no liability for any such restrictions thereof. It is your own responsibility to review those terms and conditions, and ensure that you meet the requirements set forth therein.

By accepting these Terms, you agree not to access the Interface using any technology for the purposes of circumventing these Terms.

Compliance

• Your Obligations

You expressly acknowledge and agree that you assume all risks associated with your access to and utilization of the Interface. Furthermore, you expressly waive and release us from any and all liability, claims, causes of action, or damages that may arise from or be related to your access to and use of the Interface.

The Interface's availability or suitability for use may vary across jurisdictions. By accessing or utilizing the Interface, you affirm that you are solely and entirely responsible for complying with all applicable laws and regulations. You also agree that we are under no obligation to inform you of potential liabilities or law or regulation violations arising from your Interface access and usage. We bear no liability for any failure on your part to comply with applicable laws or regulations.

In summary, you understand and agree that completing Know Your Client (KYC) and Know Your Business (KYB) checks through a third-party provider may be necessary to access specific products and/or features. Your refusal to provide requested information may lead to access restrictions.

• Compliance Checks

To maintain a secure and compliant environment within the StarkDeFi Network, certain products and/or features accessible through the Interface may only be available to you upon completing a verification process. This verification entails submitting an identifying Know Your Client (KYC) / Know Your Business (KYB) questionnaire (“KYC/KYB Checks”) as required by relevant anti-money laundering, anti-terrorist financing, fraud prevention, and sanctions laws and regulations. StarkDeFi reserves the right to designate the KYC/KYB Checks to a third-party provider at its sole discretion. You commit to promptly providing all required information, including supporting documentation and other evidence, to the selected third-party provider. You are solely responsible for the accuracy and completeness of the provided data. The outcome of the KYC/KYB Checks is at the sole discretion of the third-party provider.

Upon successful completion of the KYC/KYB Checks, you will gain access to the relevant products and/or features on the Interface. Refusal or denial of providing requested information to the third-party provider may result in restricted access to the respective Interface products and/or features. You acknowledge that the information requested for the KYC/KYB Checks may change over time, and additional documents and/or information may be required later. The data collected is for compliance with legal and regulatory obligations to verify your identity and determine your legal eligibility. This data is securely maintained and disclosed only when permitted by law. Refer to our Privacy Policy for more information on how your personal data is processed.

Risk Assessment

• General

We may utilize publicly available information, along with Third-Party Services, for evaluating the risks linked to illicit or non-compliant activities, phishing, or other potential threats.

In summary, you acknowledge and agree that risk assessment may be conducted through Third-Party Services to monitor wallet addresses and/or other content for non-compliant behavior based on publicly available information. We retain the right to block or restrict access to the wallet address associated with such illicit activity. We bear no liability for such assessment, restriction, results, or accuracy of the Third-Party Services.

• Risk and Compliance Assessment

StarkDeFi reserves the right, without obligation, to use publicly available and accessible information and enlist third-party providers to monitor and assess your and/or other users’ wallet addresses, third-party links, domain names, Virtual Currencies, smart contracts, and any other content available via the Interface for the risks of money laundering, terrorism financing, fraud, and/or any other illicit or non-compliant activities. No additional personal data is collected for such compliance assessment. You recognize and understand that the compliance assessment results are at the sole discretion of the third-party provider. StarkDeFi has no control over or affiliation with these Third-Party Services, and therefore, StarkDeFi is not and cannot be responsible for the accuracy of the information or the services of such providers. These Third-Party Services are governed by their respective terms of use; please read them carefully.

StarkDeFi reserves the right, without obligation, to provide respective warnings to you. You hereby acknowledge that StarkDeFi has no responsibility and shall not be held liable for such assessment, restriction, results, or accuracy thereof. You are solely responsible for the final decision regarding the applicability and fitness of such risk assessments. StarkDeFi reserves the right, without obligation, to block or restrict any activity on the Interface associated with any illicit and/or non-compliant activities. If you believe you or your wallet address has been erroneously blocked or restricted from using the Interface, please contact us at: [email protected]

• Phishing Alerts

We may occasionally furnish phishing and other potential risk alerts through the Interface. These risk alerts are provided for informational purposes only, and we make no representations or warranties regarding their accuracy, completeness, or reliability. You are solely responsible for the final decision regarding the applicability and fitness of such alerts. You acknowledge and agree that risk alerts are provided on an “as-is” basis, without any warranties or guarantees, and that you assume all associated risks. StarkDeFi has no responsibility and shall not be held liable for any claims, damages, or losses arising from or in any way relating to such alerts.

Your Use of the Interface:

By using or accessing the Interface, you affirm and warrant that you understand the inherent risks associated with Virtual Currency and underlying technologies, including cryptography and blockchain. You agree that StarkDeFi is not responsible for any losses or damages associated with these risks. Specifically, you acknowledge that the Interface facilitates your interaction with decentralized networks and technology, and we have no control over any blockchain or Virtual Currencies. We cannot ensure that your interactions will be confirmed on the relevant blockchain and do not have the ability to effectuate any cancellation or modification requests regarding your interactions.

In acknowledgment of the following:

Pricing information on the Interface does not constitute an offer, solicitation, or advice to enter into a transaction. The Interface does not act as an agent for any users. The Interface does not own or control the underlying software of blockchain networks and is not responsible for their operation. You are solely responsible for reporting and paying taxes applicable to your use of the Interface. The Interface, while intended to provide accurate information, may not always be entirely accurate, complete, or current.

To ensure a positive experience for all users, you agree not to use the Interface in a manner that breaches the Terms or violates any intellectual property rights, interferes with the integrity or security of information technology systems, seeks to obtain private information from other users, engages in fraudulent activities, violates trading market integrity laws, disguises IP addresses, supports criminal or fraudulent activity, or facilitates any prohibited activities.

All information provided in connection with your access and use of the Interface is for informational purposes only and should not be construed as professional advice. Before making any decisions involving the Interface, seek independent professional advice. The Terms do not create fiduciary duties; any such duties are disclaimed, waived, and eliminated to the fullest extent permitted by law. The only duties and obligations owed to you are those expressly set forth in the Terms.

DISCLAIMERS (NO WARRANTIES)

You understand and agree that the GitHub repository, decentralized and autonomous protocol and environment, and associated decentralized networks, are not controlled by StarkDeFi. We do not have access to your private key and cannot initiate an interaction with your Virtual Currency or otherwise access your Virtual Currency. We are not responsible for any activities that you engage in when using your wallet, or the Interface.

StarkDeFi cannot and does not represent or guarantee that any of the information available through the Interface is accurate, reliable, current, complete or appropriate for your needs. The information displayed through the Interface including information about prices, liquidity, staking or other is provided by third parties and/or calculated for informational purposes. Your use of any third-party scripts, indicators, ideas and other content is at your sole risk.

You hereby expressly understand and agree that your use of the Interface is at your sole risk. We make and expressly disclaim all representations and warranties, express, implied or statutory, and with respect to the Interface and the code proprietary or open-source, we specifically do not represent and warrant and expressly disclaim any representation or warranty, express, implied or statutory, including without limitation, any representations or warranties of title, non-infringement, merchantability, usage, security, suitability or fitness for any particular purpose, or as to the workmanship or technical coding thereof, or the absence of any defects therein, whether latent or patent. We do not represent or warrant that the Interface, code and any related information are accurate, complete, reliable, current or error-free. The Interface provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose or non-infringement.

You acknowledge that no advice, information, or statement that we make should be treated as creating any warranty concerning the Interface. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interface.

You acknowledge that StarkDeFi is not responsible for transferring, safeguarding, or maintaining your private keys or any Virtual Currency associated therewith. If you lose, mishandle or have stolen associated Virtual Currency private keys, you acknowledge that you may not be able to recover associated Virtual Currency and that StarkDeFi is not responsible for such loss.

You acknowledge that StarkDeFi is not responsible for any loss, damage or liability arising from your failure to comply with the terms hereunder.

By accessing and using the Interface, you represent that you understand (a) the Interface facilitates access to the Protocol, the use of which has many inherent risks, and (b) the cryptographic and blockchain-based systems have inherent risks to which you are exposed when using the Interface. You further represent that you have a working knowledge of the usage and intricacies of blockchain-based digital assets, including, without limitation, ERC-20 token standard available on Ethereum, Ethereum layer 2 solutions or other blockchain networks. You further understand that the markets for these blockchain-based digital assets are highly volatile due to factors that include, but are not limited to, adoption, speculation, technology, security, and regulation. You acknowledge that the cost and speed of transacting with blockchain-based systems, such as Starknet, are variable and may increase or decrease, respectively, drastically at any time. You hereby acknowledge and agree that we are not responsible for any of these variables or risks associated with the Protocol and cannot be held liable for any resulting losses that you experience while accessing or using the Interface. Accordingly, you understand and agree to assume full responsibility for all of the risks of accessing and using the Interface to interact with the Protocol.

The Interface may contain references or links to third-party resources, including, but not limited to, information, materials, products, or services, that we do not own or control. In addition, third parties may offer promotions related to your access and use of the Interface. We do not endorse or assume any responsibility for any such resources or promotions. If you access any such resources or participate in any such promotions, you do so at your own risk, and you understand that the Terms do not apply to your dealings or relationships with any third parties. You expressly relieve us of any and all liability arising from your use of any such resources or participation in any such promotions.

Intellectual Proprietary Rights

All intellectual property and other rights in the Interface and its contents, such as software, text, images, trademarks, service marks, copyrights, patents, and designs, are owned by us. You may not copy, modify, adapt, rent, license, sell, publish, distribute, or permit any third party to access or use the Interface or its contents unless expressly authorized by us. Accessing or using the Interface does not grant you any proprietary intellectual property or other rights. You retain ownership of intellectual property and other rights in information and materials you submit through the Interface, but by uploading such information or materials, you grant us a worldwide, royalty-free, irrevocable license to use, copy, distribute, publish, and send this data in accordance with applicable laws and regulations.

If you submit comments, bug reports, ideas or other feedback about the Interface, including, without limitation, about how to improve the Interface (collectively, “Feedback”), you agree that we can use such Feedback at our discretion without additional compensation to you and disclose it to third parties. If necessary under applicable law, you grant us a perpetual, irrevocable, nonexclusive, transferable, worldwide license to incorporate and use your Feedback for any purpose.

If you meet eligibility requirements and comply with the Terms, you are granted a single, personal, limited license to access and use the Interface. This license is non-exclusive, non-transferable, and revocable by us at any time without notice or cause in our sole discretion. Using the Interface for any purpose not expressly permitted by the Terms is strictly prohibited.

Unlike the Interface, the Protocol is comprised entirely of open-source software running on public blockchains like Starknet or other blockchain networks and is not our proprietary property. The Protocol may also run on other blockchains to which the same clause applies.

Indemnification

You agree to hold harmless, release, defend, and indemnify us and our officers, directors, employees, contractors, agents, affiliates, and subsidiaries from and against all claims, damages, obligations, losses, liabilities, costs and expenses arising from (a) your access to and use of the Interface; (b) your violation of these Terms, the right of any third party, or any other applicable law, rule, or regulation; and (c) any other party’s access and use of the Interface with your assistance or using any device or account that you own or control.

Limitation of Liability

We highly recommend that you read the whole section carefully. Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access to or use of the Interface, nor will we be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access to or use of the Interface, or from any access to or use of any information obtained by any unauthorized access to or use of the Interface. We assume no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access to or use of the Interface; (c) unauthorized access to or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Interface; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Interface; (f) errors or omissions in, or loss or damage incurred as a result of, the use of any content made available through the Interface; and (g) the defamatory, offensive, or illegal conduct of any third party. Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in an amount exceeding the greater of (i) the amount you paid to us in exchange for access to and use of the Interface, or (ii) $100.00. This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such liability. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities and damages. Accordingly, some of the disclaimers and limitations set forth in the Terms may not apply to you. This limitation of liability shall apply to the fullest extent permitted by law.

Class Action Waiver and Forum

Except for disputes in which either party seeks to bring an individual action in small claims court or seeks injunctive or other equitable relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets or patents, you and StarkDeFi: (a) waive the right to have any and all disputes or claims arising from these Terms, your use or access to the Interface or any other disputes with StarkDeFi (collectively, “Disputes”) resolved in a court; and (b) waive any right to a jury trial. Instead, you and StarkDeFi agree to arbitrate Disputes that are not resolved informally (as described below) through binding arbitration (i.e. the referral of a Dispute to one or more persons charged with reviewing the Dispute and making a final and binding determination to resolve it) instead of having the Dispute decided by a judge or jury in court). No Class Arbitrations, Class Actions or Representative Actions.

You and StarkDeFi agree that any dispute is personal and will be resolved solely through individual arbitration. Class arbitration, class action, or any other representative proceeding is not allowed. Neither party agrees to resolve a dispute as a representative of another individual or group.

You and StarkDeFi agree to notify each other in writing of any dispute within thirty (30) days of its occurrence, aiming to resolve it informally. Notice to StarkDeFi should be sent to [email protected]. Your notice must include your name, postal address, email address, a description of the dispute, and the specific action you seek. If the dispute is not resolved within thirty (30) days, either party may commence an arbitration proceeding.

You and StarkDeFi agree that any arbitration or claim must commence within one (1) year after the dispute arose, or the claim is permanently barred.

These Terms are governed by the laws of the British Virgin Islands. The language shall be English. Any dispute under these Terms will be finally settled by Binding Arbitration. The arbitrator may not consolidate claims with those of any other party unless agreed otherwise. The arbitrator's judgment may be entered in any court of competent jurisdiction other than any court located in the United States of America.

You agree that the Interface is deemed to be based solely in the British Virgin Islands, and its availability in other jurisdictions does not establish general or specific personal jurisdiction outside the British Virgin Islands.

As limited by these Terms and applicable arbitration rules, the arbitrator has the exclusive authority and jurisdiction to make procedural and substantive decisions regarding a dispute. The arbitrator can grant any remedy available in court but may only conduct individual arbitration and cannot consolidate claims, preside over class or representative proceedings, or preside over proceedings involving more than one individual.

Changes to these Terms and Misc.

• Changes

We reserve the right to amend any part of these Terms at any time by posting the revised version with an updated revision date. The changes will be effective and deemed accepted by you the first time you use or access the Interface after the revised Terms are initially posted. The changes apply on a going-forward basis, including any transactions initiated after the posting date. If you disagree with any modification, your sole remedy is to terminate your use of the Interface.

• Entire Agreement

These Terms, including any additional terms, rules, and conditions of participation posted on the StarkDeFi website, constitute the entire agreement regarding the Interface, superseding any prior oral or written agreements.

• Privacy Policy

The Privacy Policy outlines how we collect, use, store, and disclose your personal information. Your agreement to these Terms includes consent to the collection, use, storage, and disclosure of your data as per the Privacy Policy.

• Survival

Upon termination of these Terms, all rights and obligations that, by nature, continue will survive termination.

• Severability

If any provision of these Terms is deemed invalid or unenforceable, the validity and enforceability of the remaining provisions remain unaffected. Invalid or unenforceable portions may be reasonably interpreted to fulfill the original intent. If not possible, the invalid or unenforceable portion will be severed, while the remaining provisions will remain in full force.

• Captions and Summaries

Captions identifying sections and subsections are for reference only and don't define, modify, expand, or limit any provisions.